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Does it cost more to work with a mortgage broker?

 No. And usually it costs less!  Here’s why.  We do the job of originating and closing mortgage loans and deliver them to the either a wholesale lender or in many cases we fund the loan ourselves then sell it to a servicer. We are the largest Mortgage Broker in the Conejo Valley so we receive better pricing than most, and you can benefit from our savings.

Are we the cheapest place in town?

No, but we are always very competitively priced. I believe that to a certain degree, you get what you pay for. Consider this: Have you ever been on a taxi ride? How about a limo ride? Did they both get you where you wanted to go? Probably, but my guess is that you enjoyed the limo experience, but just tolerated the taxi ride. Which driver would you recommend to your family, friends, and coworkers? Probably not the taxi driver! My desire is that your experience with us is one you will enjoy, and would be excited to refer us to others. Our service to you is not only to provide you with competitive rates and costs, but to handle your transaction with the personal care and professional treatment you deserve.

How do you know I will do a great job for you?

Almost 100% of my business has been referred to me by either a satisfied former client, or an experienced, high quality realtor - the only type of realtor I work with! Chances are you did not stumble across my website by accident, as I do not advertise to the general public. While most loan officers spend their time mass marketing and looking for new business from just anywhere, I devote my time and energy to my clients only, educating them, discussing the best loan options for each individual situation, and taking care of details to ensure that the loan process runs as smoothly as possible.